PMExamStudy.com is operated and maintained by 3FOLD Training FZE. By accessing or using this website, you agree to comply with and be bound by the following Terms of Use, along with our Privacy Policy and all applicable laws. 3FOLD Training FZE reserves the right to update these Terms at any time, with changes taking effect immediately upon being posted. We recommend reviewing this page periodically for updates. Violation of these terms may result in restricted access or legal action.
Limited License
You are granted a limited, non-exclusive, non-transferable, and revocable license to access and use this site under the conditions outlined in these Terms. 3FOLD Training FZE may modify or suspend the website or any of its features at any time without prior notice. All site content, including software and documentation, remains the property of 3FOLD Training FZE. Unless expressly permitted, you may not use, copy, modify, distribute, or exploit any portion of the website content.
Site Jurisdiction & Compliance
This website is managed from the United Arab Emirates (U.A.E.), and its use is subject to the laws of the U.A.E. Users accessing the site from outside the U.A.E. are responsible for complying with their local laws. You may not use or export any content from the site in violation of U.A.E. regulations.
Governing Law
All matters related to this website and its Terms of Use are governed by the laws of the United Arab Emirates. Any disputes shall be resolved under the jurisdiction of courts within the U.A.E.
Currency and Payments
Transactions on this site are charged in the currency selected during checkout. Payments can be made using Visa or MasterCard (debit or credit) in USD. All transactions are subject to the terms of the relevant payment providers. A confirmation of your payment will be emailed within 24 hours of receipt.
Refund Policy
We are glad you chose 3FOLD to support your learning journey. Full course fees must be paid before the course starts and before you access any course materials. You must begin your course within 3 months of payment.
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A 90% refund is applicable only if cancellation is made at least 7 days before the course begins and before any course material has been accessed.
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Once you access the learning management system (LMS), no refund is allowed.
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Refunds will only be processed back to the original payment method within 45 business days.
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Restricted Trade Policy
3FOLD Training FZE does not engage in business with individuals or entities from OFAC-sanctioned countries or those listed by OFAC (Office of Foreign Assets Control) for activities such as terrorism or narcotics trafficking.
User Representations
By using this site, you affirm that:
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You are at least 18 years old.
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Any material you submit does not infringe the rights of third parties.
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Individuals under the age of 18 are not permitted to register or make transactions on this site.
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Permitted Use
You may view and retain copies of the site’s content for personal use only. You may not reproduce, distribute, publish, or commercially exploit any site content without prior written permission from 3FOLD Training FZE.
Your Account Responsibilities
If you create an account on this site, you are responsible for maintaining its security and confidentiality. You accept responsibility for any activity conducted through your account.
No Commercial Use Policy
You may not use this site for commercial purposes unless authorized by 3FOLD Training FZE. Any unauthorized use will be investigated and may lead to legal action.
External Links
The site may contain links to third-party websites. These links are provided for convenience, and 3FOLD Training FZE is not responsible for the content or accuracy of these external sites.
Copyright & Intellectual Property
All content on this website is owned or licensed by 3FOLD Training FZE and protected by intellectual property laws. Unauthorized reproduction or distribution is strictly prohibited. You may not use any content or software for commercial or competing purposes without express permission.
Disclaimer & Limitation of Liability
3FOLD Training FZE makes no warranties about the accuracy, reliability, or availability of the website. We are not liable for any damages resulting from use or inability to use the site. This includes direct, indirect, or consequential damages, unless otherwise limited by law.
Breach of Terms
3FOLD Training FZE reserves the right to restrict or terminate access to users who violate these Terms of Use. Legal action may be taken where necessary.
Indemnification
You agree to indemnify and hold harmless 3FOLD Training FZE, its affiliates, and team members from any claims or liabilities arising from your use of the site or your violation of these terms.
User Submissions
By submitting content to the site, you grant 3FOLD Training FZE an irrevocable license to use, modify, publish, and distribute that content globally and indefinitely. Submitted materials will be considered non-confidential and may be used for various purposes including marketing.
Advertising & Sponsorships
Advertisers and sponsors are responsible for ensuring that their materials on the site comply with relevant laws. 3FOLD Training FZE is not liable for any advertising content or claims.
Severability
If any part of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue to apply in full force.
For questions or concerns about these Terms, you may contact us at: online[at]3foldtraining[dot]com
